Funding Built for Food Trucks, Caterers, and Mobile Food Operators
We help qualified food businesses secure working capital, equipment financing, and growth funding beyond the traditional bank box.
Not just shopping around? Get Pre-Qualified now
Most customers start with $25K-$75K. We work with all financing needs from $5K to $500K+.
Questions? Call (855) 955-0250 or Email us
Not sure which product fits your business? Pre-qualify and we'll match you.
See What You Qualify For in 2 Minutes
Qualification is based on your monthly revenue — not your credit score. Food trucks, trailers, catering companies, ghost kitchens, and food carts all welcome. No obligation to accept.
FINANCING FOR EVERY MOBILE FOOD BUSINESS
Food trucks, trailers, carts, catering companies, and ghost kitchens — we specialize in the businesses traditional lenders turn away. Start with Revenue-Based Financing for the fastest approval.
Revenue-Based Financing
Funded based on your monthly sales — not your credit score. Repay as a percentage of daily revenue. Decisions in 24–72 hours.
Short Term Capital
Quick access to capital for inventory, permits, marketing, and seasonal cash flow gaps. Fast funding in 24 hours.
Buy a New Truck
Purchase a new or used food truck, trailer, or cart to launch or upgrade your mobile food business. Flexible financing for all vehicle types.
Buy New Equipment
Finance commercial kitchen equipment, POS systems, generators, and refrigeration with 100% equipment financing.
Expand Your Fleet
Scale from one truck or trailer to a full fleet. Grow your mobile food operation with preferential rates for returning customers.
RESCUE ME
Equipment breakdown? Health inspection failure? Unexpected repairs? Get emergency funding in 24 hours for critical situations that can't wait.
COMMON EMERGENCIES WE FUND:
Equipment Breakdown
Refrigeration failure, generator issues, POS system crashes
Health Inspection Failures
Immediate repairs needed to pass re-inspection and reopen
Vehicle Repairs
Engine, transmission, or critical mechanical failures
Permit & License Issues
Urgent fees to maintain operating licenses and permits
Payroll Gaps
Cover staff wages during unexpected slow periods
You'll be contacted within a 3 hour window, and potentially funded in 48 hours.
Don't panic. Our emergency team will contact you within 3 hour window.
GET FUNDED IN 4 SIMPLE STEPS
From your first form to cash in your account — most clients are funded within 24–72 hours. No tax returns. No collateral required.
2-Minute Form
Tell us your business name, monthly revenue, and how much you need. No tax returns or financial statements required.
Submit Required Documents
We'll let you know exactly what documents are needed to move your file forward. The process is straightforward and we guide you every step of the way.
Review Your Offer
We work to find you the best financing option available. You'll receive a clear offer with transparent terms — no surprises, no pressure.
Get Funded
Sign your agreement and funds hit your business account in as little as 24–72 hours.
Customer Satisfaction
Average Funding Time
MOBILE FOOD BUSINESS SUCCESS STORIES
Hear from food truck owners, caterers, and ghost kitchen operators who grew their businesses with financing solutions we helped them secure.
"I started with one truck and a dream. FoodBizCapital believed in me when traditional banks wouldn't. They funded my first truck in 24 hours, and now I'm running three trucks. The revenue-based repayment meant I never stressed about slow winter months."
"The transparent qualification criteria meant no surprises. I knew I qualified before I even applied."
"No credit score impact was huge for me. I could shop around and compare without worrying about my score dropping."
"Went from application to money in my account in 18 hours. Used it to buy a second truck for festival season."
"I run a corporate catering company and needed capital fast to cover a large event contract. FoodBizCapital understood our business model immediately — no explaining why we don't have a storefront."
"Opening a ghost kitchen felt impossible to finance — no truck, no storefront, no traditional collateral. FoodBizCapital was the only broker who actually got it and found us funding within 48 hours."
DO YOU QUALIFY?
We believe in transparency. Here are the minimum requirements — no surprises.
575+ Credit Score
You don't need perfect credit to qualify. We can approve applicants with a minimum Equifax credit score of only 575.
30+ Days in Business
Your business must be open and operating under the same ownership for at least one month (30 days). Applicant must own the business.
Qualified Food Business
We work with food trucks, trailers, carts, catering companies, ghost kitchens, and mobile food operators at various stages of growth.
FREQUENTLY ASKED
Join food truck owners, food trailer operators, catering companies, ghost kitchen founders, and food cart entrepreneurs who trust FoodBizCapital to fund the businesses traditional lenders turn away.