Privacy Policy

Introduction

FoodBizCapital ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services to obtain financing for your food truck or mobile food business.

By using our website and services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

Personal Information

When you apply for financing or contact us, we may collect personal information including:

• Name and contact information (email address, phone number, mailing address)
• Business information (business name, type, location, years in operation)
• Financial information (revenue, credit score, bank account details)
• Social Security Number or Tax ID for credit checks and verification
• Driver's license or other government-issued identification

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity:

• IP address and browser type
• Pages viewed and time spent on pages
• Referring website addresses
• Device information and operating system
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Process and evaluate your financing applications
• Verify your identity and conduct credit checks
• Communicate with you about your application and account
• Provide customer support and respond to inquiries
• Improve our website and services
• Send marketing communications (with your consent)
• Comply with legal obligations and prevent fraud
• Analyze website usage and optimize user experience

Information Sharing and Disclosure

We may share your information with:

• Lending Partners: Financial institutions and lenders who may provide financing
• Service Providers: Third-party vendors who assist with credit checks, payment processing, and business operations
• Legal Authorities: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for their marketing purposes.

Data Security

We implement industry-standard security measures to protect your personal information, including:

• SSL/TLS encryption for data transmission
• Secure servers and databases with access controls
• Regular security audits and vulnerability assessments
• Employee training on data protection practices

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Unsubscribe from marketing communications at any time
• Data Portability: Request transfer of your data to another service provider

To exercise these rights, please contact us at [email protected] or call (855) 955-0250.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie preferences through your browser settings, but disabling cookies may affect website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.